Terms & Conditions
Last updated: January 15, 2026
These Terms and Conditions (hereinafter, the "Terms") govern the access and use of the real estate crowdlending platform operated by Jajkejra Inversiones, C.A. (RIF: J-50391847-2), available at jajkejra.com. By registering or using our services, you accept these Terms in their entirety.
1. Definitions
"Platform": The website jajkejra.com and all associated applications and services. "User": Any natural or legal person who accesses the platform. "Investor": A user who participates in one or more crowdlending projects through the platform. "Project": A real estate investment opportunity published on the platform. "Developer": A natural or legal person who submits a real estate project for collective financing.
2. Eligibility
To use Jajkejra's investment services, you must: Be of legal age under Venezuelan law (18 years or older). Have full legal capacity to enter into contracts. Successfully complete the identity verification process (KYC). Not be included in national or international sanctions lists. Reside in a jurisdiction where the use of crowdlending services is not prohibited.
3. Registration and account
By creating an account on Jajkejra, you agree to: Provide truthful, complete, and up-to-date information. Maintain the confidentiality of your access credentials. Notify us immediately of any unauthorized use of your account. Not create multiple accounts or transfer your account to third parties. We reserve the right to suspend or cancel accounts that violate these requirements or that show suspicious activity.
4. Crowdlending services
Jajkejra operates as an intermediary platform between investors and real estate project developers. Our services include: Publication of previously evaluated investment projects. Facilitation of the investment process and contribution management. Periodic monitoring and reporting on project status. Management of return distribution to investors. Jajkejra does not guarantee specific returns or the full recovery of invested capital. All investment carries inherent risk.
5. Investment risks
By investing through Jajkejra, you acknowledge and accept the following risks: Risk of partial or total loss of invested capital. Liquidity risk: investments cannot be withdrawn before project maturity, except in exceptional circumstances. Market risk: real estate market conditions may negatively affect expected returns. Regulatory risk: changes in Venezuelan legislation could affect investment conditions. Currency risk: exchange rate fluctuations may impact the real value of returns. We recommend diversifying your investments and not investing more than you can afford to lose.
6. Fees and charges
Jajkejra charges the following fees for its services: Management fee: between 1% and 3% per year on invested capital, depending on the type of project. Success fee: between 10% and 20% on generated returns, applicable only when the project generates profits. Transaction costs: banking costs associated with transfers are borne by the user. All fees will be clearly detailed before the confirmation of each investment.
7. Intellectual property
All content on the platform, including texts, graphics, logos, icons, images, software, and design, is the property of Jajkejra Inversiones, C.A. or its licensors and is protected by Venezuelan and international intellectual property laws. Reproduction, distribution, or modification of any content without prior written authorization is prohibited.
8. Limitation of liability
Jajkejra acts as a technology intermediary and not as a financial institution. To the maximum extent permitted by Venezuelan law: We do not guarantee uninterrupted availability of the platform. We are not responsible for losses arising from user investment decisions. Our total liability to any user shall not exceed the amount actually invested by that user. We do not assume responsibility for the acts or omissions of project developers, beyond our due diligence obligation.
9. Applicable law and dispute resolution
These Terms are governed by the laws of the Bolivarian Republic of Venezuela. Any dispute arising from the interpretation or execution of these Terms shall be submitted to the competent courts of the city of Caracas, unless the parties agree to submit to an arbitration center recognized by Venezuelan law.
10. Modifications
Jajkejra reserves the right to modify these Terms at any time. Modifications will be published on the platform and notified to registered users at least thirty (30) days in advance. Continued use of the platform after the effective date of the modifications constitutes acceptance of the updated Terms.
11. Contact
For inquiries about these Terms and Conditions: Jajkejra Inversiones, C.A. Av. Francisco de Miranda, Torre Parque Cristal, Floor 12, Office 12-B Los Palos Grandes, Caracas 1060, Venezuela Email: legal@jajkejra.com Phone: +58 212 283 4567